Skip to main contentSkip to main navigationSkip to footer content

Scholarships & Aid

Types of Financial Aid

Financial aid is available to Covenant students in four basic categories: Scholarships, Grants, ScotsWork, and Loans

 

Scholarships

Merit Scholarships (based on your application for admission)

The average academic profile of a Founders' Scholarship recipient is a 3.95 GPA and a 30 ACT or 1410 SAT or 95 CLT

The average academic profile of a Tower Scholarship recipient is a 3.82 GPA and a 28 ACT or 1320 SAT or 88 CLT

The average academic profile of a Thistle Scholarship recipient is a 3.67 GPA and a 26 ACT or 1250 SAT or 83 CLT

The average academic profile of a Shield Scholarship recipient is a 3.5 GPA and a 23 ACT or 1130 SAT or 75 CLT

The average academic profile of a Tartan Scholarship recipient is a 3.4 GPA and a 20 ACT or 1040 SAT or 67 CLT

 

Competitive Scholarships

First-time, degree-seeking students* who qualify are encouraged to apply for any or all of the following competitive scholarships listed below.

The deadline for all scholarships (except Music Scholarships, see details on the Music Audition Form) is November 15.

In order to access the scholarship application forms, a prospective student must submit their application for admission first.
Click here to access your scholarship application(s).

 

* First-time, degree-seeking student: The Federal Department of Education defines this as a student who has never attended any college or other post-secondary institution since graduation from high school. These students may have earned college credit through dual-enrollment classes prior to high school graduation or attended college for the first time in the summer term just after high school graduation and just prior to enrolling at Covenant. Students who have attended any college prior to attending Covenant are considered transfer students.

The Maclellan Scholars Program offers courses designed to stimulate the thinking and develop the skills of potential Christian leaders. This full-tuition scholarship is based on Christian commitment, scholastic achievement, demonstration of leadership ability, and extracurricular activities. Maclellan Scholar recipients may apply a maximum of 30 hours of advanced standing credit toward their Covenant degree program. These credits can be AP, IB, CLEP and/or dual enrolled credits. The Maclellan Scholarship is mutually exclusive with other institutional aid and in certain circumstances state and federal aid eligibility can be applied to other costs of attendance.

Requirements

  1. Completed application for admission by November 15
  2. Completed scholarship application (In order to access the scholarship application forms, a prospective student must submit their application for admission first.)
  3. Have a minimum high school GPA of 3.85
  4. Have a SAT minimum of 1320 (reading/writing + math), or ACT minimum score of 28, or CLT minimum score of 90
  5. Attend one of our Scholarship Weekends if chosen as a finalist (January 19-20, 2024 or February 2-3, 2024)

The Wilberforce Scholarship is a $15,000 scholarship awarded to first-time, degree-seeking students* from multiple regions who want to make a difference in their communities and demonstrate a commitment to Christ and exhibit leadership, academic diligence, and an interest in extracurricular activities.

If the student has completed a FAFSA, this award will include any federal need-based aid. Should a student win the Wilberforce Scholarship, the student will receive $15,000 in Wilberforce funds not to exceed the cost of tuition, which could result in the replacement of some named scholarships. The Wilberforce Scholarship is stackable with other aid up to the cost of tuition.

Requirements

  1. Completed application for admission by November 15
  2. Completed scholarship application (In order to access the scholarship application forms, a prospective student must submit their application for admission first.)
  3. No academic minimums in order to compete
  4. Live or attend school or church in one of these areas: the Atlanta, GA; Birmingham, AL; Dalton, GA; Gainesville, GA; Charlotte, NC;  Chattanooga, TN; Nashville, TN; Columbia, MO; or Michigan.

The Presidential Scholarship is a $5,000 scholarship based on a student’s scholastic achievement, work ethic, a demonstrated commitment to Christ, and overall institutional fit at Covenant College.

Requirements

  1. Completed application for admission by November 15
  2. Completed scholarship application (In order to access the scholarship application forms, a prospective student must submit their application for admission first.)
  3. Have the following minimum test scores: SAT minimum of 1240 (reading/writing + math); minimum ACT of 26; or minimum CLT of 81
  4. Have a minimum high school GPA of 3.5
  5. Attend one of our Scholarship Weekends if chosen as a finalist (January 19-20, 2024 or February 2-3, 2024)

The Visual Arts & Theatre Scholarship is a $5,000 scholarship based on a student’s scholastic achievement, artistic achievement, work ethic, a demonstrated commitment to Christ, and overall institutional fit at Covenant College. (You do not have to declare art or theatre as a major in order to compete for these scholarships.)

Prospective Theatre students should complete the Theatre Application as soon as possible, but no later than November 30.

Prospective Visual Arts students will be prompted to fill out a Visual Arts Application after they apply through the institutional application.

Requirements

  1. Completed application for admission by November 15
  2. Completed scholarship application (In order to access the scholarship application forms, a prospective student must submit their application for admission first.)
  3. No academic minimums in order to compete
  4. Attend one of our Scholarship Weekends if chosen as a finalist (January 19-20, 2024 or February 2-3, 2024).

Covenant offers music scholarships, which are awarded based on a student's contribution to the music program. (You do not have to declare music as a major in order to compete for this scholarship.) Students with a major or minor in music receive higher awards.

Prospective students should complete the Music Audition Application as soon as possible, but no less than ten days before the scheduled audition.

Early auditions are encouraged because of the competitive nature of awards. To be considered for a music scholarship, you must audition by the final visit day in the spring.

Covenant offers a competitive pipe & drum scholarship that is awarded to students who demonstrate the ability to contribute to Covenant’s Pipe & Drum Corps. For students who have experience playing the bagpipes or a Scottish snare drum, this scholarship provides an opportunity to contribute to the Covenant community through music.

An audition must be completed before April 1 of any academic year for priority consideration.

If you are interested in scheduling a pipe & drum audition, please contact the campus visit coordinator. The Campus Visit Coordinator will communicate and coordinate with the academic affairs office to schedule the campus visit appointments and pipe and drum audition times. You may submit an application here.

 

State Scholarships

Upon completion of the application process, Georgia state residents may be eligible for the Georgia Tuition Equalization Grant as well as the HOPE Scholarship or the Zell Miller Scholarship based on residency and grade point average.

 

Grants

Grants are typically based on a student’s financial need determined by the FAFSA, but we also offer grants based on other criteria which are determined from your application for admission. Your need is determined by calculating the Cost of Attendance (COA - which includes allowances for books, travel, and miscellaneous expenses in addition to tuition and fees) and subtracting your Expected Family Contribution (EFC), which you may determine by completing the Free Application for Federal Student Aid (FAFSA).

Covenant College Grants

  • Covenant College Grant
  • Directors Grant
  • Church Scholarship Promise
  • NCFCA Grant
  • PCA Grant
  • PCA Ministers Grant
  • The Summit Grant
  • YXL Grant
  • Homeschool Grant

Federal Grants

Based on your FAFSA, you could be eligible for need-based federal grants.

 

work study

Students who apply for work-study positions through ScotsWork can receive either federal or institutional aid to work on campus and receive a paycheck while they are a college student. You may work for our facilities services department, admissions office, or grounds department, for example.

View the ScotsWork page for more information and open work-study positions

 

Loans

Optional Federal Direct Loans

According to the federal student aid website, federal student loans are available to any student who completes the Free Application for Federal Student Aid (FAFSA). The types of federal student loans available are the Federal Subsidized Federal Direct Loan and Federal Unsubsidized Federal Direct Loan

Once the FAFSA is received, the loan type/s will be determined. If the student chooses to accept any or all of the loans offered, they will need to complete the necessary requirements through the FSA website, such as, the entrance counseling and the master promissory note. After completing these steps, students should forward their completion status to Covenant at financialaid@covenant.edu.

Please note: The student FAFSA ID will be required to complete the Federal Direct Loan master promissory note. Parents should NOT complete these steps for their student. It is the student’s legal requirement to complete these steps in order to receive the loan.

Students are eligible for additional loan funds after advancing from freshman to sophomore class level, and then from sophomore to junior/senior class level. To receive more information regarding this eligibility, please contact the Financial Aid Office at financialaid@covenant.edu to determine your eligibility.

The FSA website must also be visited for the required exit counseling upon falling below ½ time enrollment. Enrollment data is submitted to the National Student Clearinghouse by Covenant’s Office of Records on a regular basis.

The Federal Parent PLUS Loan is available for eligible parents to assist with filling the financial gap after all other aid is applied. The amount of the PLUS Loan and all other aid awarded to the student combined cannot exceed the cost of attendance budget. If the parent chooses to take out a Parent PLUS Loan, they will need to complete the necessary requirements, such as, the master promissory note. 

Please note: The parents FAFSA ID will be required to complete the PLUS Loan application.

 

Optional Non-Federal Private Loans

It is recommended that students exhaust all federal grant and loans before considering private (alternative) loans. Students may qualify for loans or other assistance such as Federal Student Title IV Aid. The terms and conditions for these loans may be more favorable than the provisions of private education loans. 

Covenant College does not have any special arrangements with any outside lender nor do we make recommendations for private education loans to our students. However, a list of lenders our students’ families have used in the past for non-federal loans is available here. Students may receive private education loans from any lender by choosing and applying directly with a lender.

Special or Unusual Circumstances

If you think your FAFSA does not reflect your current situation, or you have special or unusual circumstances, such as excessive medical expenses, a change in salary, or private school costs for siblings, please email financialaid@covenant.edu for special consideration.

Graduate School of Education

Undergraduate Departments, Majors, Minors, Certificates, Concentrations, and Programs

Academic Certificates

  • Arts Administration
  • Entrepreneurship
  • Environmental Stewardship & Sustainability
  • Journalism and Society
  • Medical Ethics Consultation
  • Neuroscience
  • Teaching English to Speakers of Other Languages (TESOL)

Art

  • Art, 2-D Concentration 
  • Art, 3-D Concentration 
  • Art, Art History Concentration 
  • Art, Graphic Design Concentration 
  • Art, Photography Concentration 
  • Art minor
  • Art History minor

Biblical & Theological Studies

  • Biblical & Theological Studies 
  • Biblical & Theological Studies, Missions Concentration 
  • Biblical & Theological Studies minor
  • Biblical Languages minor
  • History of Christianity minor
  • Missions minor
  • Youth Ministry minor

Biology

  • Biology, Biomedical Concentration 
  • Biology, Environmental Concentration 
  • Biology, General 
  • Biology, Health Professions Concentration 
  • Biology minor

Business

  • Business 
  • Business, Accounting Concentration 
  • Business, Finance Concentration 
  • Business, Marketing Concentration 
  • Sport Management 
  • Business minor
  • Sport Management minor

Chemistry

  • Chemistry, Biochemistry Concentration 
  • Chemistry, General 
  • Biochemistry minor
  • Chemistry minor

Community Development

  • Community Development 
  • Community Development minor

Computer Science

  • Computer Science 
  • Computer Science minor

Economics

  • Economics 
  • Economics minor

Education

  • Education Studies 
  • Elementary Education (P-5) 
  • Secondary Education Certifications through MAT program 
  • Education minor

Engineering 3:2 Program

  • Natural Science, Pre-Engineering Studies Concentration

English

  • English 
  • English, Writing Concentration 
  • English minor
  • Writing minor

Health, Wellness and Coaching

  • Coaching minor

History, Politics, and International Studies

  • History 
  • History, Art History Concentration 
  • Political Science 
  • International Studies 
  • History minor
  • Political Science minor

Interdisciplinary Studies

  • Interdisciplinary Studies with Concentrations 

Mathematics

  • Mathematics 
  • Mathematics minor

Music

  • Music, Church Music Concentration 
  • Music, Creative Studies Concentration 
  • Music, General Music Concentration 
  • Music, Instrumental Performance Concentration 
  • Music, Music Education (Pre-MAT) Concentration 
  • Music, Organ Performance Concentration 
  • Music, Piano Pedagogy Concentration 
  • Music, Piano Performance Concentration 
  • Music, Vocal Performance Concentration 
  • Music minor

Philosophy

  • Philosophy 
  • Philosophy minor

Physics

  • Physics 
  • Physics minor

Pre-Professional Programs

  • Pre-Law Studies 
  • Pre-Medical Studies 
  • Pre-Nursing Studies 
  • Pre-Physical Therapy Studies 

Psychology

  • Psychology 
  • Psychology minor

Sociology

  • Sociology 
  • Sociology, Family Studies & Social Work Concentration 
  • Sociology minor

Theatre

  • Theatre minor

World Languages

  • French 
  • Spanish 
  • French minor
  • Spanish minor