Scholarships & Aid
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Institutional Aid
Scholarships
Merit Scholarships (based on your application for admission)
The average academic profile of a Founders' Scholarship recipient is a 3.95 GPA and a 30 ACT or 1410 SAT or 95 CLT.
The average academic profile of a Tower Scholarship recipient is a 3.82 GPA and a 28 ACT or 1320 SAT or 88 CLT.
The average academic profile of a Thistle Scholarship recipient is a 3.67 GPA and a 26 ACT or 1250 SAT or 83 CLT.
The average academic profile of a Shield Scholarship recipient is a 3.5 GPA and a 23 ACT or 1130 SAT or 75 CLT.
The average academic profile of a Tartan Scholarship recipient is a 3.4 GPA and a 20 ACT or 1040 SAT or 67 CLT.
Competitive Scholarships
First-time, degree-seeking students* who qualify are encouraged to apply for any or all of the following competitive scholarships listed below.
The deadline for all scholarships (except Music Scholarships, see details on the Music Audition Form) is November 10.
The Maclellan Scholars Program offers courses designed to stimulate the thinking and develop the skills of potential Christian leaders. This full-tuition scholarship is based on Christian commitment, scholastic achievement, demonstration of leadership ability, and extracurricular activities. Maclellan Scholar recipients may apply a maximum of 30 hours of advanced standing credit toward their Covenant degree program. These credits can be AP, IB, CLEP and/or dual enrolled credits. The Maclellan Scholarship is mutually exclusive with other institutional aid and in certain circumstances state and federal aid eligibility can be applied to other costs of attendance.
Requirements
- Completed application for admission by November 10
- Completed scholarship application (In order to access the scholarship application forms, a prospective student must submit their application for admission first.)
- Have a minimum high school GPA of 3.85
- Have a SAT minimum of 1320 (reading/writing + math), or ACT minimum score of 28, or CLT minimum score of 90
- Attend one of our Scholarship Weekends if chosen as a finalist
The Wilberforce Scholarship is a $15,000 scholarship awarded to first-time, degree-seeking students* from multiple regions who want to make a difference in their communities and demonstrate a commitment to Christ and exhibit leadership, academic diligence, and an interest in extracurricular activities.
If the student has completed a FAFSA, this award will include any federal need-based aid. Should a student win the Wilberforce Scholarship, the student will receive $15,000 in Wilberforce funds not to exceed the cost of tuition, which could result in the replacement of some named scholarships. The Wilberforce Scholarship is stackable with other aid up to the cost of tuition.
Requirements
- Completed application for admission by November 10
- Completed scholarship application (In order to access the scholarship application forms, a prospective student must submit their application for admission first.)
- No academic minimums in order to compete
- Live or attend school or church in one of these areas: Atlanta, GA; Birmingham, AL; Dalton, GA; Gainesville, GA; Charlotte, NC; Chattanooga, TN; Nashville, TN; Columbia, MO; St. Louis, MO; or Michigan.
The Presidential Scholarship is a $5,000 scholarship based on a student’s scholastic achievement, work ethic, a demonstrated commitment to Christ, and overall institutional fit at Covenant College.
Requirements
- Completed application for admission by November 10
- Completed scholarship application (In order to access the scholarship application forms, a prospective student must submit their application for admission first.)
- Have the following minimum test scores: SAT minimum of 1240 (reading/writing + math); minimum ACT of 26; or minimum CLT of 81
- Have a minimum high school GPA of 3.5
- Attend one of our Scholarship Weekends if chosen as a finalist
The Visual Arts Scholarship is a $5,000 scholarship based on a student’s scholastic achievement, artistic achievement, work ethic, a demonstrated commitment to Christ, and overall institutional fit at Covenant College. (You do not have to declare art a major in order to compete for these scholarships.)
Prospective Visual Arts students will be prompted to fill out a Visual Arts Application after they apply through the institutional application.
Requirements
- Completed application for admission by November 10
- Completed scholarship application (In order to access the scholarship application forms, a prospective student must submit their application for admission first.)
- No academic minimums in order to compete
- Attend one of our Scholarship Weekends if chosen as a finalist
Covenant offers music scholarships, which are awarded based on a student's contribution to the music program. (You do not have to declare music as a major in order to compete for this scholarship.) Students with a major or minor in music receive higher awards.
Prospective students should complete the Music Audition Application as soon as possible, but no less than ten days before the scheduled audition.
Early auditions are encouraged because of the competitive nature of awards. To be considered for a music scholarship, you must audition by the final visit day in the spring.
Covenant offers a competitive pipes and drums scholarship that is awarded to students who demonstrate the ability to contribute to Covenant College Pipes and Drums. For students who have experience playing the bagpipes or a Scottish snare drum, this scholarship provides an opportunity to contribute to the Covenant community through music.
An audition must be completed before April 1 of any academic year for priority consideration.
If you are interested in scheduling a pipes and drums audition, please contact the Campus Visit Coordinator. The Campus Visit Coordinator will communicate and coordinate with the academic affairs office to schedule the campus visit appointments and pipe and drum audition times. You may submit an application here.
Grants
Covenant College provides a variety of scholarships and grants that automatically consider applicants based on their admissions materials, so no separate application is needed. Your eligibility will be determined using the information from your initial scholarship and grant application during the admissions process. To enhance your chances of receiving financial assistance, make sure to include all relevant details!
School Related Grants
This scholarship is available to graduates of Chattanooga Christian School who enroll as freshmen. The scholarship awards $1,000 annually, contingent upon the student maintaining a minimum institutional GPA of 2.5 after each fall semester.
Additionally, if you are a dependent of a full-time faculty or staff member at Chattanooga Christian, we will provide a comprehensive scholarship package of $10,000, which includes all merit and non-merit aid.
Activity Related Grants
YXL Scholarship Program (Youth eXcelling in Christian Leadership) offers a series of Summer conferences designed for Christians ages 15-18. These events are dedicated to enhancing their leadership skills and nurturing their spiritual growth as they follow Christ.
Attending the YXL summer conferences can earn students the following scholarships:
- $500 per year for students who have attended the conference for one year.
- $1,000 per year for students who have attended the conference for two years.
- $2,000 per year for students who have attended the conference for three or more years.
Covenant College is offering a $1,000 annual scholarship to any new student who attends the Summit Student Conference after their sophomore or junior year of high school and subsequently enrolls at Covenant. This scholarship provides $1,000 per year for up to four years, provided that the student maintains the required academic standards.
We look forward to meeting you! Schedule your visit to Covenant through the admissions office, and you'll be eligible for a $500 grant per year for up to four years, awarded once you enroll.
Church Related Grants
This $5,000 grant is available to dependents of full-time ordained PCA ministers who are members in good standing with their Presbytery. Students must inform Covenant College of their eligibility before their acceptance for admission.
This $1,000 grant is for students who are members of a PCA church but, whose church is not giving at the minimum level to be eligible for the Church Scholarship Promise program.
The student must be a member of his/her home church by December 31 of the year preceding the student’s matriculation in order to obtain the award. Membership must be indicated at the time of admission as later acknowledgements are not normally considered. Previously matriculated students will not be eligible for this grant.
Need Based Grants
Some scholarships and grants at Covenant College are initially categorized under general headings, such as “Covenant College Scholarship” or “Director’s Grant.” These funds can later be designated for specific restricted or endowed scholarships from our generous donors. Each award is based on financial need, merit, and the recipient's ability to further the mission of the College. While there is no separate application process—eligibility is determined through a comprehensive review of the student’s file—recipients may be required to write a thank you note, and if so, they will be notified.
These funds are primarily need-based and serve a dual purpose: they act as scholarships in their own right but also function as an "umbrella" fund that can be exchanged for donor-funded, restricted scholarships at a later date. Donor-funded scholarships often have specific criteria and are difficult to award early in the financial aid process. Once eligible recipients are identified, Covenant College Grant and Director's Grant may be exchanged for these specific funds.
This need-based scholarship is funded entirely by the generous Covenant community. Covenant is privileged to have a large base of donors and alumni who generously donate to the Families Helping Families Scholarship. This scholarship is offered to students who have eligible financial need.
Donor Funded Scholarships
Over the course of Covenant’s history, many generous donors have established scholarships intended to help specific groups of students. These restricted scholarships are often difficult to award prior to the start of each academic year given the specific criteria and intentions of each gift. Once students matriculate the Financial Aid Office identifies eligible students and awards these scholarships as funds are available. If a student is selected for a donor funded scholarship, all or part of their “umbrella” funds (CCG and/or Director’s Grant) will be replaced with a named scholarship.
Recipients will be asked during each fall semester to write a thank you note to the donors who have funded their scholarships.
Federal
Federal aid consists of grants, loans, and student employment funded by the federal government. Eligibility for all federal financial aid programs is determined by the annual submission of the Free Application for Federal Student Aid (FAFSA).
Grants
PELL grants are awarded directly by the Department of Education. Grant amounts are based on the results of the FAFSA and range from $740 - $7,395. PELL grants are intended to identify and help the families with the greatest financial need.
Loans
Optional Federal Direct Loans
Covenant College will offer all students who complete the FAFSA their maximum loan eligibility based on their class level and cost of attendance. Students can accept or decline loan amounts as needed. If a student loan is accepted, the borrower must complete required forms on studentaid.gov before the loan will be processed. The Department of Education sets loan amounts, aggregate limits, and interest rates.
Students who complete the FAFSA and have financial need are eligible to borrow subsidized funds directly from the federal government. Subsidized loans do not accrue interest while the student is enrolled at least half time.
Work Study
All eligible students are offered the opportunity to work on campus in our ScotsWork program. View the ScotsWork page for more information and open work study positions.
Military Benefits
State Aid
Georgia state residents may be eligible for the Georgia Tuition Equalization Grant as well as the HOPE Scholarship or the Zell Miller Scholarship depending on academic achievement. Students must visit gafutures.org to create a GAFutures Profile and complete the Georgia Student Finance Application (GSFAPP) to be considered for these programs.
Scholarships
Georgia’s HOPE Scholarship has program eligibility requirements, academic requirements, and a length of eligibility. The type of high school or home study program a student graduates from determines the evaluation process and academic eligibility requirements. Scholarship amounts are determined each year by the Georgia Legislature. Please visit gafutures.org for more information.
Zell Miller Scholarship recipients are chosen by the Georgia Student Finance Commission. The type of high school or home study program a student graduates from determines the evaluation process and academic eligibility requirements. Scholarship amounts are determined each year by the Georgia Legislature. Please visit gafutures.org for more information.
Grants
Private Loans
It is recommended that students exhaust all federal loan options before considering private (alternative) loans. Financial aid staff are available for loan and budget counseling during all normal college business hours. Covenant College does not have any special arrangements with any outside lender nor do we make recommendations for private education loans to our students. However, a list of lenders our students’ families have used in the past for non-federal loans is available here.
Graduate School of Education
Undergraduate Departments, Majors, Minors, Certificates, Concentrations, and Programs
Art
- Art, 2-D Concentration
- Art, 3-D Concentration
- Art, Art History Concentration
- Art, Graphic Design Concentration
- Art, Photography Concentration
- Art minor
- Art History minor
- Arts Administration Minor
Biblical & Theological Studies
- Biblical & Theological Studies
- Biblical & Theological Studies, Missions Concentration
- Biblical & Theological Studies minor
- Biblical Languages minor
- History of Christianity minor
- Missions minor
- Youth Ministry minor
Biology
- Biology, Biomedical Concentration
- Biology, Environmental Concentration
- Biology, General
- Biology, Health Professions Concentration
- Biology minor
- Environmental Stewardship & Sustainability
- Neuroscience minor
Business
- Business
- Business, Accounting Concentration
- Business, Finance Concentration
- Business, Marketing Concentration
- Sport Management
- Business minor
- Sport Management minor
- Entrepreneurship Minor
Chemistry
- Chemistry, Biochemistry Concentration
- Chemistry, General
- Biochemistry minor
- Chemistry minor
Community Development
- Community Development
- Community Development minor
Computer Science
- Computer Science
- Computer Science minor
Economics
- Economics
- Economics minor
Education
- Education Studies
- Elementary Education (P-5)
- Secondary Education Certifications through MAT program
- Education minor
Engineering 3:2 Program
- Natural Science, Pre-Engineering Studies Concentration
English
- English
- English, Writing Concentration
- English minor
- Writing minor
- Journalism and Society minor
Health, Wellness and Coaching
- Coaching minor
History, Politics, and International Studies
- History
- History, Art History Concentration
- Political Science
- International Studies
- History minor
- Political Science minor
Interdisciplinary Studies
- Interdisciplinary Studies with Concentrations
Mathematics
- Mathematics
- Mathematics minor
Music
- Music, Church Music Concentration
- Music, Creative Studies Concentration
- Music, General Music Concentration
- Music, Instrumental Performance Concentration
- Music, Music Education (Pre-MAT) Concentration
- Music, Organ Performance Concentration
- Music, Piano Pedagogy Concentration
- Music, Piano Performance Concentration
- Music, Vocal Performance Concentration
- Music minor
Philosophy
- Philosophy
- Philosophy minor
- Medical Ethics Consultation Minor
Physics
- Physics
- Physics minor
Pre-Professional Programs
- Pre-Law Studies
- Pre-Medical Studies
- Pre-Nursing Studies
- Pre-Physical Therapy Studies
Psychology
- Psychology
- Psychology minor
Sociology
- Sociology
- Sociology, Family Studies & Social Work Concentration
- Sociology minor
Theatre
- Theatre minor
World Languages
- French
- Spanish
- French minor
- Spanish minor
- Teaching English to Speakers of Other Languages (TESOL) Minor