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Scholarships and Financial Aid at Covenant College

 

Scholarships & Aid

Financial aid is available to Covenant students in three basic categories: scholarships, grants, and other types of aid.

 

Scholarships

 

Merit Scholarships (based on your application for admission)

Trustees’ Scholarship: $20,000
Founders’ Scholarship: $18,000
Tower Scholarship: $16,000
Thistle Scholarship: $14,000
Shield Scholarship: $12,000
Tartan Scholarship: $10,000

 

Competitive Scholarships

First-time, degree-seeking students* who qualify are encouraged to apply for any or all of the following competitive scholarships listed below.

 

The deadline for all scholarships (except Music Scholarships, see details on the Music Audition Form) is November 15.

 

In order to access the scholarship application forms, a prospective student must submit their application for admission first.

 

* First-time, degree-seeking student: The Federal Department of Education defines this as a student who has never attended any college or other post-secondary institution since graduation from high school. These students may have earned college credit through dual-enrollment classes prior to high school graduation, or attended college for the first time in the summer term just after high school graduation and just prior to enrolling at Covenant. Students who have attended any college prior to attending Covenant are considered transfer students.

 

The Maclellan Scholars Program offers courses designed to stimulate the thinking and develop the skills of potential Christian leaders. First-time, degree-seeking students* planning to enroll in a four-year program at Covenant College or in the college’s dual-degree program are eligible to be selected as Maclellan Scholars. Maclellan Scholar recipients may apply a maximum of 30 hours of advanced standing credit toward their Covenant degree program. These credits can be AP, IB, CLEP and/or dual enrolled credits. This full-tuition scholarship is based on Christian commitment, scholastic achievement, demonstration of leadership ability, and extracurricular activities. The Maclellan Scholarship is mutually exclusive with our other institutional aid.

 

Requirements

  1. Completed application for admission by November 15
  2. Completed Scholarship Application (In order to access the scholarship application forms, a prospective student must submit their application for admission first.)
  3. Have a minimum high school GPA of 3.85
  4. Attend one of our Scholarship Weekends if chosen as a finalist (January 15-16, 2021 or January 22-23, 2021--virtual option: January 28-29, 2021)

The Wilberforce Scholarship is a $15,000 scholarship awarded to first-time, degree-seeking students* from multiple regions who want to make a difference in their communities and who demonstrate a commitment to Christ and who exhibit leadership, academic diligence, and an interest in extracurricular activities.

 

Each student who applies for the Wilberforce Scholarship will receive a financial aid package by December 15. If the student has completed a FAFSA, this award will include any federal need-based aid. Should a student win the Wilberforce Scholarship, the student will receive $15,000 in Wilberforce funds not to exceed the cost of tuition, which could result in the replacement of some named scholarships. The Wilberforce Scholarship is stackable with other aid up to the cost of tuition.

 

Requirements

  1. Completed application for admission
  2. Completed Scholarship Application (In order to access the scholarship application forms, a prospective student must submit their application for admission first.)
  3. No academic minimums in order to compete
  4. Live or attend school or church in: the Atlanta, GA, area; Birmingham, AL, area; Dalton, GA, area; Gainesville, GA, area; Chattanooga, TN area; Nashville, TN, area; or Columbia, MO, area.

The Presidential Scholarship is for first-time, degree-seeking students* who plan to enroll in a four-year academic program at Covenant College. This $5,000 scholarship is based on a student’s scholastic achievement, work ethic, a demonstrated commitment to Christ, and overall institutional fit at Covenant College.

 

Requirements

  1. Completed application for admission
  2. Completed Scholarship Application (In order to access the scholarship application forms, a prospective student must submit their application for admission first.)
  3. Have a minimum high school GPA of 3.5
  4. Attend one of our Scholarship Weekends if chosen as a finalist (January 15-16, 2021 or January 22-23, 2021--virtual option: January 28-29, 2021)

The Visual Arts & Theatre Scholarships are for first-time, degree-seeking students* who plan to enroll in a four-year academic program at Covenant College. This $5,000 scholarship is based on a student’s scholastic achievement, artistic achievement, work ethic, a demonstrated commitment to Christ, and overall institutional fit at Covenant College. (You do not have to declare art or theatre as a major in order to compete for these scholarships.)

 

Requirements

  1. Completed application for admission
  2. Completed Scholarship Application (In order to access the scholarship application forms, a prospective student must submit their application for admission first.)
  3. No academic minimums in order to compete
  4. Attend one of our Scholarship Weekends if chosen as a finalist (January 15-16, 2021 or January 22-23, 2021--virtual option: January 28-29, 2021)

Covenant offers music scholarships, which are awarded based on a student's contribution to the music program. (You do not have to declare music as a major in order to compete for this scholarship.) Students with a major or minor in music receive higher awards.

 

Prospective students should complete the Music Audition Application as soon as possible, but no less than ten days before the scheduled audition.

 

Early auditions are encouraged because of the competitive nature of awards. To be considered for a music scholarship, you must audition by the final visit day in the spring for full consideration.

 

 

Grants

Grants are need-based aid (where need is typically the controlling factor). Your need is determined by calculating the Cost of Attendance (COA - which includes allowances for books, travel, and miscellaneous expenses in addition to tuition and fees) and subtracting your Expected Family Contribution (EFC), which you may determine by completing the Free Application for Federal Student Aid (FAFSA).

 

Institutional Grants

  • Directors Grant
  • Covenant College Grant
  • Church Scholarship Promise
  • NCFCA Grant
  • PCA Grant
  • PCA Ministers Grant
  • The Summit Grant
  • YXL Grant

 

Other Types of Aid

 

Federal Grants

Based on your FAFSA, you could be eligible for need-based federal grants.

 

State Scholarships

Georgia state residents may be eligible for the Georgia Tuition Equalization Grant with the completion of the application and HOPE Scholarship or the Zell Miller Scholarship based on residency and grade point average.

 

Work-Study

The federal government provides some funding for students to work and receive a paycheck while they are a college student. You may work for our facilities services department, admissions office, or grounds department, for example. You can see our Student Employment Handbook or Work Study FAQ for more information.

 

Optional Federal Direct Loans

Federal Student Loans are available to any student who completes a Free Application for Federal Student Aid (FAFSA). The types of Federal Student Loans available are the Federal Subsidized Stafford Loan and Federal Unsubsidized Stafford Loan. Once the FAFSA is received, the loan type/s will be determined and included in the award package. If the student chooses to accept any or all of the loans offered, they will need to complete the necessary requirements, such as, the Entrance Counseling and Master Promissory Note. Note: Student, your FAFSA ID will be required to complete the Stafford Loan Master Promissory Note. Parents please do NOT complete these steps for your student. This is their legal requirement in order to receive the loans.

 

Students are eligible for additional loan funds after advancing from freshmen to sophomore class level, and then from sophomore to junior/senior class level. This eligibility from a change in class level can occur from fall to spring or between years of study. In order to receive these additional funds, please contact the Financial Aid Office at financialaid@covenant.edu to determine your eligibility.

 

Some very helpful financial literacy information is also available on the Student Aid web site. Please complete the counseling and forward your completion status to Covenant.

 

Loan information is submitted to the National Student Loan Database System (NSLDS) Student Access which provides a centralized, integrated view of each recipient's Title IV loans and grants for easy access and inquiry by students, guarantee agencies, lenders and schools authorized to use the system. This is the web site for completing the required Exit Counseling upon falling below ½ time enrollment. Enrollment data is submitted to the National Student Clearinghouse by the Office of Records on a regular basis.

 

The Federal Parent PLUS Loan is available to parents of dependent undergraduate students enrolled full-time. The purpose of this type of loan is to assist with filling the financial gap after all other aid is applied. The amount of the PLUS Loan and all other aid awarded to the student combined cannot exceed the cost of attendance budget. If the parent chooses to take out a Parent PLUS Loan, they will need to complete the necessary requirements, such as, the Master Promissory Note. Note: Your FAFSA ID will be required to complete the PLUS Loan Master Promissory Note.

 

Optional Non-Federal Private Loans

It is recommended that students exhaust all federal grant and loans available to you before considering a private (alternative) loan. You may qualify for loans or other assistance as Federal Student Title IV Aid and the terms and conditions of these loans may be more favorable than the provisions of private education loans.

 

Covenant College does not have a Preferred Lender List. There are no special arrangements with any lender nor does it make recommendations for private education loans to our students. Students may receive private education loans from any lender by choosing and applying directly with a lender.

 

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